For individuals with disabilities, finding the right Specialist Disability Accommodation (SDA) is essential for independent and comfortable living. However, navigating SDA funding under the NDIS can be complex. This guide provides a detailed breakdown of how SDA funding works, who is eligible, and how to apply for the support you need.
Table of Contents
ToggleWhat is SDA Funding?
SDA funding is a financial support system under the National Disability Insurance Scheme (NDIS) that provides suitable housing for individuals with extreme functional impairments or high support needs. SDA funding covers the cost of specially designed homes but does not cover daily support services—this is where Supported Independent Living (SIL) comes in.
What Does SDA Funding Cover?
⦿ Construction or modifications of SDA-approved homes
⦿ Rental subsidies for eligible participants
⦿ Design features for accessibility and safety
⦿ Integration of assistive technology
⦿ Security and emergency response features
Who is Eligible for SDA Funding?
To receive SDA funding, you must meet specific criteria set by the NDIS. Eligibility is based on:
⦿ Extreme functional impairment or high support needs
⦿ A need for specialist housing beyond regular modifications
⦿ Approval through the NDIS planning process
⦿ Assessment by an occupational therapist and medical professionals
⦿ Evidence that SDA will significantly improve quality of life
If you meet these requirements, you can request SDA funding through your NDIS plan.

Types of SDA Housing Categories
SDA homes are classified into different design categories to cater to various needs:
- Improved Liveability: For participants with sensory, cognitive, or intellectual impairments.
- Fully Accessible: Designed for individuals with significant physical disabilities.
- Robust Housing: Built for people who require high-level support and durable materials.
- High Physical Support: Includes assistive technology and home automation for participants with complex mobility needs.
How to Apply for SDA Funding
Step 1: Assess Your Needs
Work with an NDIS planner or occupational therapist to determine if SDA housing is necessary for you.
Step 2: Develop Your NDIS Plan
Ensure that your NDIS plan includes a request for SDA funding and outlines the reasons for your need.
Step 3: Submit Your Request
Step 4: Choose an SDA Provider
Once approved, you can select from NDIS-registered SDA providers to find a home that meets your needs.
Step 5: Transition to Your New Home
Work with your SIL provider (if needed) to transition smoothly into your SDA home.

Understanding SDA Pricing and Funding Levels
The NDIS provides different levels of SDA funding based on your needs:
⦿ Basic SDA Funding: Covers standard modifications for accessibility
⦿ Mid-Level SDA Funding: Includes additional safety features and improved design elements
⦿ High-Level SDA Funding: Covers advanced assistive technology, home automation, and fully customized features
Each funding level is designed to ensure that individuals receive the support they require for safe, comfortable, and independent living.
Benefits of SDA Funding
- Access to Purpose-Built Homes – Live in an environment designed for your specific needs.
- Improved Independence – SDA homes allow for more autonomy with necessary support in place.
- Enhanced Safety and Comfort – High-quality designs ensure secure and accessible living spaces.
- Long-Term Housing Stability – SDA funding helps individuals secure long-term, sustainable housing solutions.
- Integration with Support Services – SDA homes work alongside SIL services to provide comprehensive support.
- Greater Choice and Control – Individuals can select homes that best fit their lifestyle and needs.
- Social and Community Engagement – Living in an SDA home can help individuals feel more connected to their communities.
Common Challenges in Accessing SDA Funding
Despite the benefits, some challenges include:
⦿ Lengthy approval processes requiring extensive documentation
⦿ Limited availability of SDA properties in preferred locations
⦿ Confusion around eligibility criteria and application requirements
⦿ Coordination with multiple providers for SDA and SIL services
Understanding these challenges and working with an NDIS specialist can help you navigate the process more smoothly.
Frequently Asked Questions (FAQs)
1. Can I use SDA funding to pay for daily support services?
No, SDA funding only covers housing. Support services are funded separately under Supported Independent Living (SIL).
2. How do I know if I qualify for SDA funding?
3. Can I choose where my SDA home is located?
Yes, but your options depend on available SDA properties in your preferred area.
4. Does SDA funding cover all housing costs?
SDA funding covers the cost of specialist housing, but tenants may need to contribute to rent and living expenses.